Terms of Use

By using knowyourpension.org you agree to these terms. Effective date: October 29, 2026.

Estimates only

The calculators and tables on this site produce estimates from published rules. They can be wrong for your situation because of facts we do not ask about, rules we do not model, or changes made after our last check. Your official pay and retirement figures come from your agency, your SF-50 and OPM. Do not rely on this site alone for decisions about employment or retirement.

No advice and no affiliation

Nothing on this site is financial, legal, tax or retirement advice. The site is independent and is not affiliated with, endorsed by or operated for the U.S. Office of Personnel Management or any federal agency.

Reusing our tables

Federal salary tables and statutes are public. Our page text, layout and explanations are ours. You may quote figures and link to any page; if you reuse a downloaded CSV, please keep the source and date columns so readers can check the original document.

Limitation of liability

The site is provided "as is" without warranties of any kind. To the extent permitted by law, the site's operator is not liable for any loss arising from use of the site or reliance on its estimates.

Changes

We may update these terms. The effective date above and the change log show when. Contact: contact@knowyourpension.org.

Printed from https://knowyourpension.org/terms/ · Last updated October 29, 2026 · Independent reference. Not affiliated with the U.S. Office of Personnel Management or any federal agency. Estimates only — your official figures come from your agency, your SF-50 and OPM.